Finance论文代写 宗教与经济

2016-12-14 07:42

Finance论文代写 宗教与经济

随着世界的发展，越来越多的不同形式的经济    出现符合   的经济全球化趋势 。如今，许多西方国家更喜欢在他们的国家建立伊斯兰银行和金融机构。伊斯兰世界的繁荣 商业和金融业也发展良好。伊斯兰金融作为一种金融模式，在20世纪60年代末由世界伊斯兰大会提出，并于1970年代后期在巴林成立了伊斯兰银行中心（阿卜杜勒，2009）。

阿卜杜勒是金融机构监管的执行董事，巴林中央银行，他认为伊斯兰金融是一种金融业务模式，建立在 伦理规范的基础上   （阿卜杜勒，2009）。伊斯兰金融 来自古兰经，“圣训”和伊斯兰教法，所以它的主要特点是禁止验收 或 利息支付  。这是伊斯兰银行与传统银行之间的基本 差（Sundararajan、Kohli和艾哈迈德，2011）。伊斯兰银行和金融机构都具有传统银行的一些基本职能，但伊斯兰金融是禁止伊斯兰法律和道德规范的。例如，伊斯兰金融接受佣金和使用外汇、贸易融资、房地产投资、商业房地产融资等服务（穆罕默德，ND）。它不给和接受利益，而是用不同的说盈利。

伊斯兰金融展示了伊斯兰的原则，在银行业的法律和传统，它 到 原则  利润共享和风险 事业。它可以促进交易活动和投资。伊斯兰金融在伊斯兰金融框架的道德和伦理道德上坚持以财富为准则。它还包括保险、资本市场和其他金融中介  （alharbi，2015）。全球金融海啸灾难    打全世界的2008，看来几乎所有的金融机构失去了 重。只有伊斯兰金融机构几乎毫发无损甚至逆势强劲增长。虽然国家的一些法律限制强加  伊斯兰金融的发展，许多国家仍然利用伊斯兰银行产品和建立伊斯兰银行，如美国和德国（Ritter，2003）。

Finance论文代写 宗教与经济

With the development of world, more and more different forms of economy emerges and conforms to  the trend of economic globalization. Nowadays, a lots of western countries prefer to establishing the Islamic banking and financial institutions in their countries. Islamic world has prosperous commercial and its financial industry also develops well. As a kind of financial modes, Islamic finance is put forward by the World Islamic Congress in the late 1960s and Islamic banking center was established in Bahrain in the late 1970 s(Abdul, 2009).
 
Abdul is the financial institutions supervision executive director of Central Bank of Bahrain, he thinks Islamic finance is a financial business mode which built on the basis of ethical norms(Abdul, 2009).Islamic finance is  comes from the Koran, "holy example" and sharia law, so its main characteristic is prohibiting the acceptance or payment of interest. This is the fundamental difference between the Islamic banks and traditional banks(Sundararajan, Kohli and Ahmed, 2011). Islamic banks and financial institutions have the some basic function of the traditional banks, but Islamic finance is prohibits by Islamic law and moral regulation. For examples, Islamic finance accepts fees and commissions and use currency exchange, trade finance, property investment, housing financing and other service for business(Mohamed, n.d.). It does not give and accept the interest, but use the different say of earning profit.
 
Islamic finance shows the Islamic principles, law and tradition in banking industry, which sticks to principles of profit sharing and risks undertaking. It can promote the trading activities and investment. Islamic finance persists in earning of wealth in a moral and ethical manner of Islamic financial framework. It also includes insurance, capital markets and other types of financial intermediation(Alharbi, 2015).A global financial tsunami disaster hit all over the world in 2008, it seems nearly all financial institutions lost heavily. Only the Islamic financial institutions almost unscathed and even bucked a strong growth. Although some law of countries impose restrictions on Islamic finance development, lots of countries still exploit Islamic banking products and establish Islamic banks, such as USA and German(Ritter, 2003).

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